When you are having serious financial problems, your Charlotte bankruptcy attorney is there to help. You may have many questions about your situation, and perhaps the most commonly asked question from people concerns what to bring on the initial lawyer consultation. Here are some of the things you should consider.
By law, you must have an income analysis. Make certain that you have current pay stubs. You also need to have proof of income for the previous six months or so. This is not too difficult for employed individuals, but those that are self employed should bring all records to be safe.
Home owners need details on their property. Include all of your mortgage information and how much you owe the lender on your home. Try to figure out an approximate value of your house, and you can check out local sales on similar properties to get a reasonable estimate of your home's value.
At your initial consultation you should have info on all loans that you have incurred. You should bring along all charge card statements too. Perhaps you owe medical bills or other things. These items must be included plus pay off amounts. In fact, bring in any paperwork that you feel is important.
In order to file for legal protection you need to show your current net worth. Besides real estate, bring proof of the value of your vehicles. If you own an insurance policy with cash value, this must be included also. Do not forget to include expensive jewelry or items like recreational vehicles.
When you consult with your Charlotte bankruptcy attorney you are free to discuss whatever matters concern you. If you prepare well for your consultation your lawyer can help you determine your best course of action. Before your appointment, you can contact the office for important details.
By law, you must have an income analysis. Make certain that you have current pay stubs. You also need to have proof of income for the previous six months or so. This is not too difficult for employed individuals, but those that are self employed should bring all records to be safe.
Home owners need details on their property. Include all of your mortgage information and how much you owe the lender on your home. Try to figure out an approximate value of your house, and you can check out local sales on similar properties to get a reasonable estimate of your home's value.
At your initial consultation you should have info on all loans that you have incurred. You should bring along all charge card statements too. Perhaps you owe medical bills or other things. These items must be included plus pay off amounts. In fact, bring in any paperwork that you feel is important.
In order to file for legal protection you need to show your current net worth. Besides real estate, bring proof of the value of your vehicles. If you own an insurance policy with cash value, this must be included also. Do not forget to include expensive jewelry or items like recreational vehicles.
When you consult with your Charlotte bankruptcy attorney you are free to discuss whatever matters concern you. If you prepare well for your consultation your lawyer can help you determine your best course of action. Before your appointment, you can contact the office for important details.
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