Thursday, 22 November 2018

Tactics For ATM Fraud Prevention Australia

By Daniel Watson


If you go to Australia today, you will discover that a lot of people don't carry cash about. They are more satisfied with the use of ATM cards for anything they want to do. If they don't want to transfer money at the machine, they are probably with it to purchase a few items at the grocery. The card has been a blessing since it was first introduced but some have mixed feelings as they claim they can be easily cheated. These ones need ATM fraud prevention Australia tactics to enjoy their card usage.

No matter how urgently you need some cash or want to do a transfer or a top up to your phone line, don't be moved to use a machine you are not sure of. Machines situated in a bank or by a bank should rather be used. If you find one in a supermarket or an eatery, it is also safer to use if the stores have not been linked to any criminal offense.

Avoid going to the ATMs only in the night because that is when you can see more robbers on the road. If you are alone there, they can even strike you with their weapon to make you defenseless. Walking there with two or more people will make them a bit terrified to carry on their evil plans.

Furthermore, you may have to change your PIN every time you suspect that it has been compromised. When entering your PIN, try not to expose it because someone else may be watching from behind. Even when you just received the card from the bank or any other financial institution, you would need to change it before it long.

Walk into your bank and find out how you can get notifications via phone and emails. The essence is to get alerts whenever your bank account gets a transaction. If it is a debit alert from any machine, it will tell you how much was withdrawn as well as the address where it happened. The same applies for withdrawals through a POS. Any attempt to defraud you will be quickly noticed and you can make calls to the police and the bank for an urgent intervention. The bank will block the account and get photos of the criminal if the ATM has a camera installed.

You should make efforts to get your card back if it is trapped in any machine. The process is easier and faster when it happens in a bank. That is why you are advised to use a machine you know. Try not to get your card lost by also using a wallet or your phone cover to guard it.

If you know you do not need the receipts for the transaction you are doing, simply select "No" when you are asked. If not, tear the receipts into shreds when you finish reading them. Don't give anyone the chance to take a look of your account details especially when you don't trust them.

Do not always use your date of birth or other figures that people know about you to create your card PIN. Be more creative; think of the year you first ate in a restaurant or something more difficult for someone to guess. Avoid the urge to write it down anywhere because you never can tell who is going to see it.




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