Sunday 12 January 2014

About Modular Homes New York

By Marissa Velazquez


Modular homes New York offer value for your housing dollar and just about as much flexibility as site built homes. They appreciate in value if well maintained, and can be customized to maximize energy efficiency. It's important to know the difference between modular, stick-built, and manufactured houses when thinking of buying or building.

A modular unit is constructed in a factory and transported to its permanent site in sections. It comes from a manufacturer but is usually finished on site by a local contractor. Construction time is cut drastically, little time is lost because of inclement weather, and indoor materials used in construction are not exposed to the elements as they are in a site built home.

Many new site-built homes are built according to standard designs offered by developers to owners who don't have their own architect. Standard features can almost always be up-graded, and the home will appreciate in value when well-maintained. This applies to modulars, as well.

Manufactured units are different from both of these types of house. A manufactured home is made entirely in the factory on a metal chassis and shipped to the site in one or more complete units which can be joined together. Unlike the other two types of housing, these manufactured homes are not usually placed on permanent foundations. They often lose value over the years.

Manufactured housing is built according to federal standards, or HUD code. They don't have to conform to local and state codes or be approved by a local building inspector. They're not allowed in all localities or acceptable to all homeowners' associations. If you're considering building a home or moving a manufactured house, check the local restrictions before you finalize your plans.

Financing and insurance are different for manufactured housing, which is sometimes treated as personal property rather than real estate. Many insurers only offer policies for houses on permanent foundations. It's wise to know how to tell a modular unit from a manufactured one and to get a written description of home construction from the seller or the listing agent when buying a factory-built house.

Modular houses offer an attractive, high-quality, and attractive option to on-site construction. If time and money are important, research what is available from today's modulars. Browse the online photo galleries that show kitchens, master baths, and living rooms. There are many floor plans to choose from, and it's even possible to have your architect assemble a custom design from diverse sections.

Modular homes New York can be as sturdy, beautiful, and unique as any site built home, and they will be as good an investment. Check out the local code requirements and any development restrictions before you proceed with planning.




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