Sunday 7 July 2013

The Best Way To Afford The Marriage Of Your Dreams

By Peter Taylor


It would be great if we were all in the position to have everything we wanted on our wedding day. Sadly for the majority of us it is not possible nevertheless it should not stop you having the wedding of your dreams. A few tips and essential guidelines will make sure you have a remarkable and cost-effective day.

The fundamental thing to keep in mind when deciding on how to finance your marriage is to make a list of everything you think you will need, research the costs and total it up. If you can afford to get a wedding day loan for this amount then use it as your financial position. If it totals more than you can afford to repay you could have to adjust certain items.

This isn't an issue and should dampen the preparations, it just means thinking things through a bit differently. Prioritize the important things; the rings, the images, the dress and any videos will be what remains of your day when it is all over. Anything after this is often reduced to make it to a more reasonable loan amount.

Reception costs generally account for 2/3rds of wedding day costs so reduce the amount of guests you invite, have a money bar only or have a smorgasboard rather than a sit down meal and straight away you have knocked a couple of thousand off the bill. You can even come to a decision to hire your gown instead of buying it.

Other suggestions to moderately reducing costs are; plan an off-season wedding, plan a day other than Saturday, have a marriage list so guests can make contributions to the day itself ie: the cake, the flowers or the honeymoon. You might even be well placed to use a friend who bakes cakes to provide your wedding cake, an uncle might be a designer and be well placed to provide your wedding invites or perhaps your mom and pop have a large garden so that you can hold your reception there.

Most couples find that applying for their marriage loan [http://www.wedding-loans.org.uk] online is generally the most convenient way to raise finance for their big day, it is easier to do, you can do it together and you can compare a range of different loans within a few minutes. It relies on your current position as to which loan you may make an application for. House owners may have an interest in getting a secured loan, where the equity in their home is employed as security against the loan. Secured loans can be for larger amounts than unsecured money advances and may give you the chance to include the honeymoon into your wedding loan.

For most an unsecured cash advance loan will be the sole option. Unsecured money advances are fast to finish and a convenient method to get finance quickly.

Scrupulously choose the top deal for you according to your individual circumstances to be certain you do not start your wedded bliss weighed down with too much debt. If you already have debt, then a debt consolidation arrangement could be the least expensive way to mix both expenses. This could consolidate your loans, and let you pay back over a set period of time with just one regular payment, making it easily manageable.

A dream wedding can be affordable it just takes a little forward planning and a reasonable budget.




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