It may not be the nicest thing to think about, but ideally we should all start to think about our funeral costs to ensure that our friends and family are not left with huge bills once we pass away. If we haven't set aside enough money for our funeral, then whoever is left to make the funeral arrangements may well be left to foot the cost. The money can then be reimbursed from the person who is in charge of the estate.
One way to get around all of this hassle is to opt for a pre-paid funeral plan. This type of plan is fully paid for by the individual so that when they die there are no additional expenses for their family to pay. It also gives people the chance to beat inflation as they can pay at today's prices and to ensure their funeral includes the hymns and readings that they would like.
Though it may be macabre to some to think of one's own death, purchasing a prepaid funeral is in fact a very helpful thing to do as it protects the loved ones from having to make arrangements and payments at what is already a very sad and stressful time.
When purchasing a pre paid funeral plan the customer will be asked a series of questions to ensure that they purchase the plan that best meets their needs. They can choose what coffin they would like, whether funeral directors and staff will attend the service or just be present in the hearse or limousine and include confidential phone advice and bereavement counselling for family and friends.
The main benefit of using a pre-paid funeral plan is that relatives will not be left with a large bill once a person dies. Although the costs can be reimbursed from the deceased's estate, the initial costs will need to be paid by family or friends, which can put a huge strain on them.
There are many different providers of pre-paid funeral plans, but very often people choose a charity or an insurance provider. Most plans start from around 3000 and they can either be paid as a lump sum or by monthly instalments over a 1, 5 or 10 year period. Further details on prepaid funeral plans can be found by either speaking to financial advisor or searching online.
One way to get around all of this hassle is to opt for a pre-paid funeral plan. This type of plan is fully paid for by the individual so that when they die there are no additional expenses for their family to pay. It also gives people the chance to beat inflation as they can pay at today's prices and to ensure their funeral includes the hymns and readings that they would like.
Though it may be macabre to some to think of one's own death, purchasing a prepaid funeral is in fact a very helpful thing to do as it protects the loved ones from having to make arrangements and payments at what is already a very sad and stressful time.
When purchasing a pre paid funeral plan the customer will be asked a series of questions to ensure that they purchase the plan that best meets their needs. They can choose what coffin they would like, whether funeral directors and staff will attend the service or just be present in the hearse or limousine and include confidential phone advice and bereavement counselling for family and friends.
The main benefit of using a pre-paid funeral plan is that relatives will not be left with a large bill once a person dies. Although the costs can be reimbursed from the deceased's estate, the initial costs will need to be paid by family or friends, which can put a huge strain on them.
There are many different providers of pre-paid funeral plans, but very often people choose a charity or an insurance provider. Most plans start from around 3000 and they can either be paid as a lump sum or by monthly instalments over a 1, 5 or 10 year period. Further details on prepaid funeral plans can be found by either speaking to financial advisor or searching online.
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To find out more about setting up a prepaid funeral plan, why not take a look at the Advant Age website to see what funeral plans they have to offer?
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