Sunday, 1 October 2017

Bailbonds Grand Rapids Companies To Know

By Jose Green


Few things are more shocking than getting a phone call in the middle of the night letting you know that a family member has been arrested and needs your help to get out of jail. No one plans on having to help someone with bail, and this is especially true when it comes to financial matters. Depending on the reason for the arrest, bailbonds grand rapids can be expensive and require a significant amount of money up front.

If you work with a bail bondsman, they will charge a premium in exchange for agreeing to pay the entire amount of the bond. This amount is determined as a percentage of the total bond amount. In most states, this percentage is set by regulations. For example, in California, bail bondsman must set the premium at 10 percent of the total bond amount.

A court hearing decides the bail amount. In certain cases, the hearing may also include an arrangement where the judge may hear the charges and demand the detainee to make a plea. The bail amount depends on how serious are the charges against the accused.

A lot of people may find the sum to be quite high and therefore out of their reach. The amount is set low enough to make its payment worthwhile to avoid spending more time in jail, yet large enough to get its refund attractive by attending all the dates as ordered by the court.

On bigger bond amounts (usually $5,000 and up) collateral is required. Collateral can be in the form of cash, vehicle title, home deed, 401k, or any other type of valuable asset. The collateral is held onto by the surety company, and a lean may be filed on mortgages.

What kinds of items can be presented as collateral? Again, it's up to the bond agent, but almost anything that has value can be used. The most common items used as collateral are: Property (such as a house), Car and Recreational Vehicles.

In these cases, the bondsman will ask you to place the pink slip or deed in their trust. This doesn't give them ownership but allows them to gain ownership of the item if the bond agreement is broken. Smaller items such as jewelry, art or collectibles can also be used as collateral; in these cases, the bondsman may ask to physically keep the item until the relevant court case concludes.

Using collateral to cover the costs of a bail bond can be extremely beneficial if you need help and can't afford to pay a premium. However, the consequences can be severe if the person you are helping out breaks the bond agreement.




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