Tuesday 26 November 2013

Consider Your Insurance

By Maryl Joop


How much do you believe your belongings are worth? If they were stolen or destroyed in a fire, would you want compensation? If you live in an apartment without renters insurance, your deposit to your landlord will not be able to cover these costs.

First, don't get your car messy in the first place. It's all in the mind. Try not to think of your car as a home away from home. That means don't take your meals in your car. Don't spend the night in your car. Don't cut your nails in your car. Don't change your clothes in your car. Don't open boxes, bags, or packages in your car. By nixing these common car habits, you just eliminated eighty-percent of the mess. Easy breezy.

If, however, you can't avoid doing some of those things in your car, make sure that you exit your car with that trip's mess. It may be hard, but muster that extra second of energy to lean over and grab that McDonald's bag!

Unfortunately, this usually isn't the case. For instance, flooding and earthquake damage are rarely currently covered by insurance plans without paying additional fees. And while higher insurance payments are not favorable, not paying for earthquake protection when your house is near a fault line is extremely risky. So make sure you're adequately covered.

Third - your car is your haven from the outdoors. Keep the outside outside. Kick off the snow from your shoes before you climb in. Brush off all the sand from the beach before you climb in. Dust yourself off after a long hike. Wash your sticky hands before grasping the steering wheel. Roll up the windows before driving through a sandstorm. That brings our mess elimination to ninety-percent.

Surprisingly, renters insurance can also protect you when it comes to liability lawsuits. If a guest in your home is injured there or bitten by your dog, you could potentially be held responsible in court. However, you will have no financial obligations as your renters insurance will cover the cost for you.

Studies show that 96 percent of homeowners have homeowner insurance whereas less than half of apartment renters have renters insurance. Accidents in the home are just as likely to happen in apartments as anywhere else and renters insurance can save you a lot of money and heartache.

The only remedy for this is bucking up and cleaning your car. Just pick a day and run through the car. When it's time to wash the outside of the car, run through the inside with a garbage bag and vacuum in hand.

When it's time to renew your auto insurance at Myrtle Beach, you'll be able to show off your slick car. If you're trying to get home insurance or renters insurance from Conway South Carolina, they will be impressed how well you take care of your car and be more willing to insure your home. It's a win-win situation when you've got a clean car!




About the Author:



No comments:

Post a Comment