Tuesday, 3 June 2014

Reasons You Should Consider Asset Protection Trust

By Nora Jennings


When you are wealthy, there are people who will want some piece of the pie even when they do not deserve it. Therefore it is vital if you consider securing your property. Asset protection trust is a way of protecting your assets from creditors and competitors against lawsuits threats. It is also a written agreement where your property is transferred to a trust company.

So what exactly is this asset protection. This is whereby an individual safeguards his or her property discretely against creditors. It is also a way of ensuring that your beneficiaries will have something after you are gone, it is somehow like a will . It is therefore difficult for a creditor to get hold of the debtors property and settling matters on a friendly basis with them will be most favorable.

The good thing is that there is discretion. Nobody will know what you have secured, it could be your businesses or house, and who the beneficiaries are. This is safe as there will be no quarrels or chaos about your property and once you have named the beneficiaries no one can change them if you are not willing to even when they go to court to protest.

In case of taxation or even divorce these trust are able to avoid or limit them and also bankruptcy, all these can be avoided.The courts and government have a limited effect on these. So a wise wealthy person should think carefully about joining it, it is not so bad after all. And also remember it is done discretely.

A person may decide to write a will or distribute their wealth in a trust but this depends on the person. Just like in a will the owner can change anything and name beneficiaries whom will enjoy his wealth upon his/her death.

There are some advantages that will make a person put his/her properties under an asset protection fund one of them being, privacy. As mentioned above there is discretion and nobody will know how the properties will be distributed in case the trustee dies.

Many countries though do not have this kind of protection but an outsider can put their properties in countries that have if they want to. They will get the same benefits as the natives in that country. Therefore, there is no need to worry. Even not all U. S states have established them, but it is mostly important for those who are willing to fund it as long as they are in it. They also get an income from them but as said earlier have a limited control over their assets.

Your family will not be able to go to court to contest your wishes like in wills. They do not need to pay a lawyer for this as it will be waste of time, the trust has every thing covered and your wishes are final, they are irrevocable. So it is up to you to decide how you want your property to end up once you are gone. Though a trust is good it is costly but know first what the disadvantages are before you make up your mind.




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