Tuesday, 1 April 2014

Solid Activity Envisioned for Real Estate SA In 2014

By Colin James


The Reserve Bank of Australia has suggested that the low IRs for home loans will continue through 2014, which is good news for many householders.

Head of Harcourts for South Australia Greg Moulton says the indication from the Reserve Bank governor Glenn Stevens that the low cash rate is not very likely to change soon, will result in buoyant real-estate sa for 2014. "Maintaining the official cash rate at 2.5% is fab news for investors, householders and first home buyers of real-estate SA," says Mr Moulton.

Moulton continues, "A low official cash rate and relative steadiness in rates enables everyone to plan in advance and gives certainty to real estate sa decisions."Moulton goes on to assert that a period of stability for 2014 will be a boost for buyer confidence, particularly where South Australia real-estate has not been performing so strongly, and equilibrium will keep up the momentum in other property SA markets that are already performing well. The governor of the Reserve Bank has to act in the best interest of the Australian economy and by leaving the official cash rate unchanged, the Reserve Bank is providing confidence to property sa in the short to medium term.

Moulton claims that by suggesting that IRs will remain low throughout 2014 also shows the Reserve Bank is supporting solid activity in South Australia, "The SA real estate market is intrinsically linked to the local South Australian economy, and particularly the Adelaide economy, due to small business owners drawing down on capital gain from their home and re-investing it into their business. "

The challenge for the Reserve Bank is to balance the good health of the economy with first home buyers who are endeavoring to get a foot in the door of real estate. Moulton points towards new stats out showing that first home buyers make up just 9.9% of all mortgages issued in February and asserts that first home buyers of real estate sa are still much on the border of the real estate market, "First house buyers of real-estate are really having to make some compromises or come up with some cutting edge paths to access capital. "

Moulton says that the news for first house buyers in Adelaide is that affordability is a controversy all over Australia, he says that the other side of the coin for first house buyers of real-estate in South Australia is that once they've a foot in the door of the property market, then they'll be pleased with real estate price growth.




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