Credit Repair Charlotte NC is different than other credit repair companies. Many credit repair companies limit the number of letters they send out on your behalf every month. This can drastically slow down your credit repair efforts. If you have 10 negative accounts, it could take months to address all of the accounts just one time.
Credit Repair Charlotte NC has developed a process we call the "Credit Blitz". Our credit blitz addresses every negative account on your credit report on the very first round, many times within the first 24 hours of receiving your enrollment. If you need to fix your credit, this will speed up the process. Once correspondence has been sent, you will begin to receive responses in 30 days or so, often faster.
Some of the correspondence will say the information was "deleted", remains, verified or you may receive a stall tactic. A stall tactic is when a creditor requests you provide information that you are not required providing in an effort to slow down or stop you from an increase your credit score when you fix your credit.
Your credit score is too important to trust to someone who isn't an expert at credit repair. As a general rule, you will be better off selecting a company that has been in business for a few years. Not only will they have more experience, but there is a better chance that they will remain in business for years to come. A company's BBB profile is a good resource for seeing how long a company has been in business. If a company does not have a BBB profile, they may be too new or unknown.
The Federal Credit Repair Organizations Act states "no credit repair organization may charge or receive any money or other valuable consideration for the performance of any service which the credit repair organization has agreed to perform for any consumer before such service is fully performed". This provision was put in place to protect consumers from companies that would charge hundreds or even thousands of dollars for services and then either not providing the agreed upon services or not be able to positively affect the customer's credit report, something that is a possibility no matter how good a company is. Be leery of a company that requires a payment before providing services.
Credit Repair Charlotte NC has developed a process we call the "Credit Blitz". Our credit blitz addresses every negative account on your credit report on the very first round, many times within the first 24 hours of receiving your enrollment. If you need to fix your credit, this will speed up the process. Once correspondence has been sent, you will begin to receive responses in 30 days or so, often faster.
Some of the correspondence will say the information was "deleted", remains, verified or you may receive a stall tactic. A stall tactic is when a creditor requests you provide information that you are not required providing in an effort to slow down or stop you from an increase your credit score when you fix your credit.
Your credit score is too important to trust to someone who isn't an expert at credit repair. As a general rule, you will be better off selecting a company that has been in business for a few years. Not only will they have more experience, but there is a better chance that they will remain in business for years to come. A company's BBB profile is a good resource for seeing how long a company has been in business. If a company does not have a BBB profile, they may be too new or unknown.
The Federal Credit Repair Organizations Act states "no credit repair organization may charge or receive any money or other valuable consideration for the performance of any service which the credit repair organization has agreed to perform for any consumer before such service is fully performed". This provision was put in place to protect consumers from companies that would charge hundreds or even thousands of dollars for services and then either not providing the agreed upon services or not be able to positively affect the customer's credit report, something that is a possibility no matter how good a company is. Be leery of a company that requires a payment before providing services.
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