Wednesday 10 September 2014

Learn About Healthcare Reform Insurance Options Provided By Suwanee GA Insurance Agents

By Samital Leah Zerna


Federal red tape and inefficiency during the healthcare exchange launch left the rush of people looking to sign up in desperate need of assistance and guidance. The help lines were flooded and government officials had no answers. Finally, consumers turned to the health insurance agents Suwanee GA has in the yellow pages, and they were able to assist since it's in their job description.

At the end of the day, around 220,000 Georgia residents were able to enroll into plans being offered by insurers competing for customers in the new marketplace. A lot of them started off having doubts about everything from their eligibility to the type of plan, its pricing, available subsidies, co-payments and so on. The agents and the insurers they represented helped the government get everyone through the enrollment process.

The next round is now about to begin, and it's more than likely that some chaos will once again ensue. Hundreds of thousands of people will immediately try to sign up for affordable plans. This might be a good time to find out more about the healthcare reform options beforehand, and avoid that last minute bedlam.

One thing that's clear now is that an agent representing a private insurer is allowed to guide consumers who want to buy a plan through the federal exchange. The agent, unlike certified counselors and help line representatives, is legally allowed to suggest plans from a particular insurer. This means they can suggest a plan that may be ideal for an individual or a group plan for a small business.

The only real change in process is that the agent isn't directly signing up customers under a company's plan. The buyer now enrolls through the exchange. One of the main benefits is about competition in the marketplace helping lower prices.

Another advantage is that many buyers are eligible for additional tax credits approved under the Affordable Care Act. It further lowers the cost of healthcare, allowing access to people who are most in need of it. Those in Suwanee and the rest of Georgia with insufficient or no healthcare through Medicare or an employer-sponsored group plan should contact insurance agents immediately and find out what they need to do to enroll.




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